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2026 May Be the Time to Buy a New Home

January 24, 2026

2026 is expected to see a shift toward better housing affordability. As various markers improve, more buyers will have an opportunity to purchase one of the new construction homes in Wasilla AK. This is not a rapid improvement and it’s expected to be a slower multi-year improvement, but there’s enough of a shift to make 2026 a worthwhile time to consider purchasing a new home. Wasilla and the Mit-Su Valley’s continued growth also makes them an ideal place to make an investment.

Mortgage rates are expected to continue their slow decline from recent highs of 6.8%, with rates around 6.3% expected for this year. The Federal Reserve is likely to cut short-term interest rates in 2026, but mortgage rates aren’t expected to dip below 6% this year. If you’re serious about purchasing a home this year and want to get the lowest rate possible, you’ll need to act quickly should they drop below 6.3% as they’re unlikely to stay there for long.

Because of the still higher interest rates and lower demand, home prices aren’t expected to grow much this year. However, income growth is expected to outpace home-price growth this year, improving home affordability. The sustained growth of wages combined with lower mortgage rates will help make monthly payments more affordable in 2026.

While the numbers aren’t shifting drastically, fewer resale homes are likely to be on the market. However, the number of new construction homes is growing with new-home sales expected to rise slightly in 2026. If you’re in a position to be purchasing a home this year, purchasing a new construction home is a solid investment. You can ultimately save money thanks to better energy efficiency for lower utility bills, as well as new materials, systems, and warranties that mean you are likely to pay less in maintenance, repairs, and renovation than you would with a pre-owned home.

If you’re looking to purchase one of the new construction homes in Wasilla AK in 2026, this could be a great time to make a long-term investment. Wasilla’s growth continues and the overall value of home prices in the area is expected to grow consistently over the next 10 years. Now is the perfect time to buy one of the quality built homes in the area where you can make the most of the natural scenery, energy efficient homes, and a prime location. To learn more about our new construction homes and communities, contact Hall Quality Homes today.

This post was written by Hall Quality Homes.